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Secure Your Legacy, 
In Good Time 

Final expense life insurance that provides affordable protection against the unexpected, so you can honor your final wishes the way that you want.

Check Your Rates

What’s Final Expense Life Insurance?

Final expense life insurance is a type of whole life insurance meant to cover any end-of-life costs that may occur in the days after you pass. It can help cover: 

Funeral Cost-1

Funeral Cost

Cremation

Cremation

Medical Bills

Medical Bills

Consumer Debts

Consumer Debts

Mortgage Payments

Mortgage Payments

A Legacy

A Legacy

Simply put, final expense policies are for people between ages 50 and 85. Our policies range up to $35,000 in coverage.
Final expense coverage through In Good Time can help bridge the gap and protect your family if something unexpected happens to you.  
POWERFUL FACTS

What you should know

9000
$
The average cost of a funeral in the United States. Final expense insurance can give you peace of mind knowing your loved ones won't be stuck with this burden.
50
%
Over 50% of Gen X and 43% of Boomers do not have life insurance.
35000
$
Final expense insurance can cover costs ranging from $5,000 to $35,000
What makes In Good Time Different?

Offering a better approach to Final Expense Insurance

At In Good Time, we're more than just an insurance agency – we're your dedicated partner in planning for life's final chapter. Our mission is to empower seniors with informed decisions about final expense insurance, ensuring peace of mind for you and your loved ones.

We understand that discussing end-of-life planning can be challenging, which is why we approach every interaction with empathy, respect, and a commitment to your financial well-being. Our team of experienced licensed insurance advisors specializes in senior financial planning and final expense solutions, making us uniquely qualified to address your specific needs.

INNOVATIVE SOLUTIONS

Our modern, tech-driven innovative approach to finding the most suitable insurance product simplifies planning and provides peace of mind.

FUTURE-READY COVERAGE

We offer plans that are designed for security, ensuring families have funding for funeral expenses, no matter what the future holds.

PERSONALIZATION

Solutions to fit individual needs and circumstances, emphasizing a personalized approach that meets each client’s unique situation.

EASE AND ACCESSIBILITY

Our services make the process of planning for final expenses straightforward and stress-free, using technology, humans, and streamlined processes to enhance accessibility.

COMMUNITY AND SUPPORT

Offering exceptional customer understanding for experienced consumers, and emphasising on the word service, underscoring compassionate care and guidance that families expect.

Understanding Your Insurance Options at In Good Time 

At In Good Time, we offer a variety of insurance options tailored to meet the unique needs of seniors. Our goal is to help you understand these options and their benefits, so you can make informed decisions about your coverage.

Compare prices among some of America's top insurers. Featuring:

Aetna Logo
American-Amicable-2
Corebridge Financial

Why Trust In Good Time?

Personalized Support-1

Personalized Support

Our licensed experts are ready to guide you, handle the paperwork, and help you make informed decisions. Our licensed agents are hourly employees, so they aren’t focused on the sale; they are focused on the relationship.

Independent Advocacy

Independent Advocacy

We work for you, not the insurance companies. From exploring options to adjusting policies, we’re on your side.

Reliable Security

Reliable Security

Protecting your information is our top priority. We use industry-leading security measures to keep your data safe.

FAQ

Need clarification?

Are prices lower with In Good Time?

Insurance rates are regulated by law, so no company can offer you a discount on a policy. But you can still save! Each insurer calculates risk differently and sets competitive prices. That's why we help you compare quotes from multiple companies in one place, making it easy to find potential savings.

How much coverage do I need with final expense insurance?

The amount of coverage typically depends on your specific needs, including the expected costs of your funeral and any outstanding debts you want to cover. Most policies offer coverage amounts between $5,000 and $35,000.

Who qualifies for final expense insurance?

Final expense insurance is generally available to individuals between the age of 50 and 85, with simplified underwriting, meaning no medical exam is usually required. And we offer Guaranteed Issue product solutions depending on your health condition.